HABIT-BREAKING HELP
- Gadget Habit
- Pack-a-Day
- Weekend Tripper
- ATM/Credit Card fees
- New Clothes
- Nails
- Hair
- Shoe Addiction
- Happy Hour
- Dining Out
- Lunch Buying
- Latte-a-Day
- Books & Magazines
- Season Tickets
- Takeout
- Home Decorations
- Premium Cable
- Makeup
- CD's/DVD's/Downloads
- Bottled Beverages
- Phone Plan Overages
cellphone
In order to develop your budget, keep all of your receipts for a month or two. That way you can get a realistic sense of where you are in your current spending.
An Easy Start
Never buy new. Online stores offer "used" books that are good as new. Just make sure you are still saving once shipping costs are factored in. 0 Comments
Get the right number of minutes. Are you going over your minutes or do you consistently have a lot leftover? Ideally you want to use most minutes and have some left over as a cushion. 0 Comments
Check for services you don't use that you are getting charged for. For example, are you being charged for insurance or roadside assistance? 0 Comments
Read your cell phone bill to make sure there are no third party charges on your bill. 0 Comments
Don't call 411 - use services like 1-800-FREE411 instead. 0 Comments
For toll free numbers, call from a land line. 0 Comments
Make international calls from cheap online services. 0 Comments
Report your lost or stolen phone immediately!!! 0 Comments
Diving In
Get your last 3-6 months bills and figure out how many minutes you use on average. Make sure your plan covers what you use and that you have a reasonable cushion. 0 Comments
Make sure you are not getting charged for old games or ringtones that you no longer use or have. 0 Comments
Find out what carrier your most friends, relatives or business associates use. Switch to that carrier if it offers free in-network calls. 0 Comments
Track your minutes so you don't go over your minutes. 0 Comments
Super Saver
Avoid spending money on ringtones, games or other perks you don't need. 0 Comments
If you don't absolutely need the mobile email, web browsing, entertainment package, get rid of it. 0 Comments
If you are paying for each text message, stop texting. Or go on unlimited texting. 0 Comments
Don't be afraid to dispute inaccurate charges or ask for better deals. 0 Comments
Rely on your landline more for local calls. 0 Comments
