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In order to develop your budget, keep all of your receipts for a month or two. That way you can get a realistic sense of where you are in your current spending.

An Easy Start

If you can't trim down or quit, order cigarettes at a discount online. 0 Comments

Diving In

Set a date when you will begin to cut back. Ask friends or family to remind you and support you in your goal. 0 Comments

Super Saver

You've heard it before. The best move for your wallet (and your lungs) is to just quit. Set a date ahead of time. 0 Comments