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In order to develop your budget, keep all of your receipts for a month or two. That way you can get a realistic sense of where you are in your current spending.

An Easy Start

If you have to go to the coffee shop, order the cheap stuff. Then spike it with milk, ground cinnamon, and cocoa. It will taste great and save you 50% - in itself a good chunk of change. 3 Comments

Diving In

Wean yourself off that extra large jumbo coffee. Order smaller sizes - most coffee shops even offer a small 10oz that isn't on the menu. 0 Comments

Invest in a small coffee maker for work (or take an old one from home) to brew your own fresh cup. 1 Comments

Keep your office or kitchen cupboard stocked with ground cinnamon, cocoa and other flavors to make your own gourmet brew. 0 Comments

Super Saver

Lobby your office to get a better coffee maker or brand of coffee. 1 Comments

Ask for a nice travel mug for your birthday and brew coffee at home. 0 Comments

Coffee aficionados plug your ears: If all you need is caffeine, go for black tea, a cheaper choice than coffee. 1 Comments