debitfees

In order to develop your budget, keep all of your receipts for a month or two. That way you can get a realistic sense of where you are in your current spending.

An Easy Start

Don't go to an ATM that isn't owned by your bank. 8 Comments

Diving In

Set up automatic payments for your credit card bills, so you are never late. 0 Comments

Don't have an ATM from your bank nearby? Shop around for a new bank that does. 0 Comments

Balance your checkbook frequently to avoid overdrafting. 0 Comments

Pay attention to your interest rates. Some credit card companies may increase rates while you aren't paying attention. Often a simple call to your company can result in a speedy adjustment back to the proper rate. 1 Comments

Got debt? Pay down your highest interest credit card first. Once you've finished, put that money towards the debt with the next highest interest. Your progress to get rid of your debt snowballs with this method. 2 Comments