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In order to develop your budget, keep all of your receipts for a month or two. That way you can get a realistic sense of where you are in your current spending.

An Easy Start

Don't tempt yourself! Cut off magazine and listserv subscriptions that advertise new electronics. 0 Comments

Look for discounts online. Some brick and mortar stores will even honor their online prices. 1 Comments

Diving In

Always wait at least a week before making a purchase over $100. This will give you the time to cool down and evaluate if this is truly a purchase you want.

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Make sure you buy gadgets with the features you need, but leave hipness and brand names aside. 1 Comments

Super Saver

Read product reviews to ensure you are getting a product that you are satisfied with and will be worth the investment. 2 Comments

Restrain yourself - get help from friends if you have to. If there's something you know you want, make a fund that you pay into every week or month through automatic withdrawal. When you have enough, make your purchase. 1 Comments