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A Federal Reserve bank survey has found that lending standards are showing signs of loosening. Getting approval for a new charge card is more likely now than it’s been within the last three years. Banks are offering more liberal lending standards to smaller businesses than they have in four years. Tight small company lending has been a heavy weight on the United States of America economy as it fights to climb out of the last recession. However, until demand for small business loans resumes, some experts say that more liberal lending standards will do little to ease the pain.